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SIP Calculator

See what a monthly SIP could grow to. Add a yearly step-up to model raising your instalment as your income grows.

Monthly compounding, with SIP instalments made at the start of each month. Actual mutual fund returns vary and can be negative, and taxes and expense ratios are not included.

How this SIP calculator works

Enter your monthly SIP, an expected annual return, the number of years and an optional yearly step-up. The calculator compounds monthly with instalments made at the start of each month, then shows what you invest, the estimated gain and the estimated value, with a year-by-year chart. The return is an assumption you set, not a promise. Actual mutual fund returns vary and can be negative.

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